# Money Monit

> Personal finance and expense tracking app for managing budgets, tracking expenses, splitting costs with friends, and reaching savings goals.

Money Monit is a Progressive Web App (PWA) designed to help users take control of their finances. Currently in early access with all features available.

## Core Features

- **Expense Tracking**: Log and categorize all transactions with custom categories and icons
- **Budget Management**: Set monthly budgets by category with visual progress tracking
- **Group Expenses**: Split costs with friends, family, or roommates. Track who owes what and settle up easily
- **Bank Accounts**: Track multiple accounts (cash, bank, credit cards) in one place
- **Savings Goals**: Set targets with deadlines and track progress visually
- **Debt Tracking**: Monitor money lent or borrowed with payment history
- **Recurring Transactions**: Automate regular expenses like rent, subscriptions, and salary
- **Spending Insights**: Visual charts showing spending patterns and category breakdowns
- **Multi-Currency**: Support for multiple currencies

## What Makes It Different

- **All-in-one**: Expense tracking, budgeting, group expenses, debt tracking, and savings goals in one app
- **Works offline**: Log transactions without internet, syncs when back online
- **No bank linking required**: Your financial data stays private
- **Works everywhere**: Phone, tablet, or computer - install as app or use in browser
- **Simple and fast**: Clean interface designed for quick daily use

## Target Audience

- Individuals tracking personal expenses
- People creating and sticking to budgets
- Groups splitting shared expenses (roommates, trips, couples)
- Anyone saving for specific goals (vacation, emergency fund, purchases)
- Users managing multiple bank accounts and credit cards

## Pricing

- **Early Access**: All features available during early access period
- **Future Plans**: Paid plans coming soon, early users get special benefits

## Technical Details

- Progressive Web App (PWA) - works on any device with a browser
- Installable on iOS (Safari) and Android (Chrome) home screens
- No app store download required
- Data synced across devices when logged in

## Links

- Website: https://moneymonit.com
- App: https://moneymonit.com/app/
- Blog: https://moneymonit.com/blog/
- Help & FAQ: https://moneymonit.com/help/

## Contact

- Email: help@moneymonit.com