💵 About Money Monit
Money Monit is a personal finance app that helps you take control of your money. Track your daily expenses, manage budgets, split costs with friends and family, monitor debts, and work toward your savings goals - all in one simple, intuitive app that works on any device.
Money Monit helps you:
- See where your money goes - Track every expense and understand your spending patterns
- Stay within budget - Set spending limits and get visual progress on how you're doing
- Split expenses fairly - Share costs with roommates, trips, or group activities without awkward calculations
- Reach your financial goals - Save for vacations, emergencies, or big purchases with dedicated savings goals
- Never forget who owes what - Keep track of money lent or borrowed with the debt tracker
- All-in-one solution - Expense tracking, budgeting, group expenses, debt tracking, and savings goals in a single app
- Works offline - Log transactions anytime, even without internet. Data syncs when you're back online
- No bank linking required - Your financial data stays private. No need to share bank credentials
- Works everywhere - Use it on your phone, tablet, or computer. Install it like an app or use it in your browser
- Simple and fast - Clean interface designed for quick daily use, not complex accounting
- Early access available - Join now and get full access to all features while we're in early access
We're currently in early access, which means you can use all features for free while we continue improving the app. In the future, we'll introduce paid plans, but early access users will always be rewarded for their support. Sign up now to lock in the best benefits!
🚀 Getting Started
Welcome! Start by setting up your accounts in Account > Manage Accounts. Add your bank accounts, cash wallets, or credit cards. Then create categories to organize your spending, and you're ready to track transactions!
- Create accounts for each bank/wallet you use
- Set up categories that match your spending habits
- Create a monthly budget to track your spending limits
- Log transactions regularly for accurate tracking
- Set up recurring transactions for bills and subscriptions
Yes! Your data syncs across all devices where you're logged in with the same account. Simply log in on any device to access your financial data.
On iPhone: Open Safari, visit moneymonit.com, tap the Share button, then "Add to Home Screen".
On Android: Open Chrome, visit moneymonit.com, tap the menu (three dots), then "Add to Home Screen" or "Install App".
🔁 Transactions
Tap the + button at the bottom of the screen, or go to History and tap the add button. Fill in the amount, select a category and account, then save.
Expense: Money going out (purchases, bills, payments)
Income: Money coming in (salary, refunds, gifts)
Transfer: Moving money between your own accounts (e.g., savings to checking)
Yes! Tap on any transaction to view details, then use the edit or delete options. Note that this will update your account balances accordingly.
Recurring transactions are for regular expenses or income like rent, subscriptions, or salary. Go to Account > Recurring Transactions to set them up. You can choose daily, weekly, monthly, or yearly frequencies.
💰 Budgets
Go to Home > Budgets or navigate through the Budget icon. Set your monthly spending limit and add budget lines for specific categories you want to track.
Budget progress shows how much you've spent versus your limit. It's automatically calculated from your transactions in the selected categories during the budget period.
When you exceed a budget limit, the progress bar turns red and shows the overspent amount. You'll also see this highlighted in your insights.
👥 Group Expenses
Group expenses help you track shared costs with friends, family, or roommates. Create a group, add members, and log expenses that are split among the group.
Open a group and tap Add Expense. Enter who paid, the amount, and how to split it:
- Equally - divide evenly among all members
- By percentage - assign custom percentages
- By exact amounts - specify how much each person owes
From the group page, tap Settle Up. Select who is paying whom and enter the amount. The settlement will update everyone's balances.
🎯 Savings Goals
Create a savings goal with a target amount and optional deadline. Track your progress by adding contributions. Great for planning vacations, emergency funds, or big purchases.
Go to Account > Savings Goals and tap +. Enter a name, target amount, optional deadline, and choose an icon to represent your goal.
Absolutely! Create as many goals as you need - vacation fund, emergency savings, new car, home down payment, etc.
🔒 Privacy & Security
Yes! Your data is encrypted in transit and at rest. We use industry-standard security practices to protect your information.
Absolutely! Go to Account > Export Data to download your financial data in CSV format.
Only you can see your personal financial data. Group expenses are shared only with members you invite to that specific group.